Health insurance

Any person domiciled in Switzerland must subscribe to a health insurance « LAMAL ». the LAMAL covers basic care following illness, maternity or accident (except if no accident-insurance accepts to cover you). It is important to know that the LAMAL covers exclusively costs that a legally required. You must therefore take out a complementary insurance (LCA) to cover the gaps within the latter. Contact us for fee advice! Did you already ask yourself who will pay your salary and for how long if you get ill? You must know that the employer’s duty to cover the salary of an employee on sick leave is very limited. You can analyze your policy for free in order to verify if you are insured correctly in the event of illness and readapt your coverage consequently. The complementary insurances cover the expenses that the compulsory insurance does not cover. Numerous insurance companies propose such coverages, but pay attention, the cost and expenses vary enormeously from one company to another. Here are a few examples of benefits covered by complementary policies:

• Hospitalisation: the choise of the division (communal/semi-private/private) in Switzerland and abroad.
• Ambulatory treatments: alternative medicine, spectacles, insurance
• Dental insurance: dental braces, dental care
• Travel insurance in case of emergency care abroad and several other services. … Contact us for free advice!